The exceptional circumstances of a pandemic, with more than three billion people quarantined for weeks or months over the globe, will have a significant impact in all aspects of our lives, and it will be particularly noticeable in sectors like Finance and New Technologies.  

Investors are becoming more cautious, generating increased uncertainty for Fintech projects that have high cash burn rates, such as Neo-banks, those depending on accurate risk assessment, such as niche or specialized lenders, or those that become suddenly, albeit temporarily, unnecessary, such as car insurance. 

Some sectors will have to rethink their business models, and others will have a unique opportunity to grow or become mainstream, such as biometric payments, as people change the way they pay for goods and services, or rob advisory, as the way we invest evolves, becoming more educated and socially conscious. 

As said by Churchill, "never waste a good crisis". 

Pablo Soler Bach is currently active as a consultant and advisor to corporations and start-ups, and as a Business Angel, investing in projects in different fields, such as fintech, e-travel, legal tech, real estate tech, gamification, or media. He is a Mentor in Fintech in the European accelerator Startup Bootcamp, as well as in the Accelerator Finnovista, centered mainly in Spain and LatAm.  

He holds an MBA from INSEAD, a Master in International Management from HEC Paris, and a Bachelor in Business Management and Administration from ESADE.  

Pablo Soler Bach teaches courses like Venture Capital, Fintech, and Private Equity at IE Business School.